My Money Buddy Accelerator Participation Agreement

*IMPORTANTLY: we are about financial education and empowering you to make your own financial decisions. Therefore this program is general information not personal advice and may not be appropriate for you. 

1. This Agreement is between You (Your) and Firefly Wealth Pty (Adele Martin Money Mentor) ABN 30 818 437 055 (Us, We or Our) and relates to Your participation in Our program known as “My Money Buddy Accelerator / My Money Buddy”
2. As a member of the My Money Buddy Program, You acknowledge and agree that this Participation Agreement forms a binding contractual agreement between the parties. You further acknowledge that You understand that any information, techniques, skills and concepts shared by trainers and speakers and all audio and video recordings, on-line training videos, information, manuals, checklists, documents, websites and other materials (Program Materials) are education and information only, are not to be relied upon as any type or form of professional, financial or other advice.
3. You acknowledge and understand that the My Money Buddy Program is an educational program that provides educational services, including multimedia education, focused on money. We are not providing financial product advice or dealing in financial products.
4. You acknowledge and agree that at times within the My Money Buddy We may involve and/or engage agents, contractors or other entities (“Other Educators ”), which may include, but is not limited to, Firefly Wealth Advisers, to provide financial education. You acknowledge and agree that all and any financial education provided of whatsoever nature (including, but not limited to, advice provided as part of strategy sessions and financial reviews), is provided by Other Educators for education purposes only. The reliability and accuracy of that advice/education must not be relied upon by You and does not take into account your individual and personal circumstances. 
5. In the event that You wish to obtain and rely upon financial and/or personal advice, a separate retainer and new and distinct relationship must be entered into by You with the advisor/s of your choosing for the purpose of that advice. Any advice sought and strategies implemented shall be at your own risk. Any Other Educators, which may include Firefly Wealth Advisers (if you so elect), may offer to provide you with independent professional relationships, which may include, personal financial advice. You acknowledge that any such relationship is to be pursued at your own discretion under a separate and distinct retainer and this relationship is separate and independent of your involvement with Us and the My Money Buddy Program
6. You acknowledge and warrant that you understand and agree that general information and education is provided by Us pursuant to this Participation Agreement and that financial advice is not provided or offered by Us pursuant to this Agreement or pursuant to the My Money Buddy program. We are an Education Program and you should not see this as personal financial advice. You acknowledge and understand that you should obtain your own independent professional tax, legal and financial advice and implement any strategies provided at your own risk.
7. You acknowledge and agree that You indemnify and hold harmless Us, Firefly Wealth Pty Ltd and all of their contractors and employees, together with any presenters engaged by My Money Buddy Program, against any claim which may be made or threatened for any loss or otherwise, arising out of or in connection with any advice or information provided. You further indemnify Us, Firefly Wealth Pty Ltd and all of their contractors, employees and presenters against any claims which may be made or threatened arising directly or indirectly from or in respect of any activity that constitutes or may constitute provision of a financial service under Part 7.1 of the Corporations Act 2001 (Cth) or any other activity that constitutes a referral under Corporations Regulation 2007 7.6.01(1)(B).
8. My Money Buddy and the Program Materials may only be used for educational and training purposes and only for non-commercial use.
9. During sessions, some speakers may choose to share with You private information that they do not consent to being published or in any way reproduced outside the My Money Buddy Program environment. You acknowledge and agree that such information will not be repeated, published or reproduced in any form whatsoever.
10. Recording equipment of any kind is not, under any circumstances, permitted during My Money Buddy Program events. Any official recordings once edited will be uploaded and made accessible via the website.
11. My Money Buddy, the Program Materials, and user names and passwords provided to You are strictly confidential and must not be given to or shared with any other person. As an exception however You may share relevant information with Your partner.
12. You acknowledge that all intellectual property rights in respect of My Money Buddy Program material, documentation and Program Materials vest in Firefly Wealth Pty Ltd, or any related corporate entity. No part of the Program Materials may be copied, modified, licensed, published, transmitted, distributed, uploaded, broadcast, sold or otherwise transferred without Our prior consent, which may be refused at Our absolute discretion.
13. My Money Buddy Pilot/Case Study is a once off payment (or payment plan). If at the end of the 6 weeks you haven’t loved the program or it doesn’t work for you just let me know by the end of the program and we will give you your money back. Once the training has ceased you will have 2 weeks before your login details and access to materials are removed.
14. My Money Buddy members understand that events are a non-pitch environment. As such You agree to conduct business within the community in a professional manner. If Your conduct is deemed to be unacceptable and is not corrected after notice, We reserve the right to cancel Your membership.
15. You understand that We will be recording all events and training sessions. This footage may then be used for the creation of physical DVD products or turned into online videos. You give permission for this to occur.
16. We disclose and you acknowledge that We may, from time to time receive a referral and/or project management fees from third party agents in respect of any introduction.
17. We reserve the right to vary this Agreement as reasonably required.
18. No representations or warranties are made with respect to the results and possible benefits to be obtained from participating in the My Money Buddy Program.
19. This Agreement is governed by the laws of New South Wales, Australia.
20. Please click links for FSG and Adviser Profile 
21. We respect your privacy. You can read more about our privacy policy here
22. By becoming a member of the My Money Buddy Program, You agree to the above points of the Agreement and will be legally bound in respect of the terms of the Agreement. Should You have any questions, please contact Us via phone or email.